Holiday Shopping
‘Tis the Season for Holiday Shopping. My husband and I LOVE Black Friday shopping. We are both bargain hunters and love looking for...
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Michele Jones
- Sep 22, 2022
- 1 min
Daily Money Manager vs. Bookkeeper
As I explain how I help people as a Daily Money Manager, people often assume that it is the same as a bookkeeper. DMM is not as well...
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Michele Jones
- Sep 8, 2022
- 2 min
AfterPay, Affirm & other stupid options
I remember growing up, my mom would often put clothes on Layaway. She would find a special outfit and would put a deposit down and they...
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Michele Jones
- Jan 3, 2022
- 2 min
Setting SMART financial goals
For many years I would make a New Year’s Resolution on January 1. And for many years before the first month of the year was over, my...
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Michele Jones
- Jul 15, 2021
- 1 min
Financial Thoughts from a Financial Coach
My final thoughts are about Kids, Savings and Financial Goals… #16: Overcome emotional spending. This is especially hard when it comes...
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Michele Jones
- Jul 12, 2021
- 2 min
Financial Thoughts from a Financial Coach Part 2
Today’s financial thoughts are about Debt, Retirement and Student Loans… #8: Talk to your creditors. Work out a realistic plan and...
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Michele Jones
- Jul 8, 2021
- 2 min
Financial Thoughts from a Financial Coach Part 1
As a Financial Coach I am often asked my thoughts on people’s personal finances. People are often looking for the fastest and easiest...
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Michele Jones
- Jun 24, 2021
- 3 min
Meal Planning
Many years ago, when Nathan and I were first starting to budget and get our finances under control, I quickly realized that our groceries...
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Michele Jones
- Jun 14, 2021
- 1 min
Financial Tips Part 3
Finishing up my list of tips… #13: Save at least 15% for retirement. Once you’re debt-free and have your emergency fund, start saving...
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Michele Jones
- Jun 10, 2021
- 2 min
Financial Tips Part 2
Continuing on my favorite tips for changing your financial future… #6: Save $1000 before paying off debt. This will help keep you out...
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Michele Jones
- Jun 7, 2021
- 2 min
Financial Tips Part 1
As a Financial Coach I spend a lot of time working with clients to change their spending habits so that they reach their financial goals....
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Michele Jones
- May 27, 2021
- 3 min
Tips to Save at Restaurants
Now that more and more restaurants are opening up fully, your eating out budget may need to be increased. However, here are tips to save...
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Michele Jones
- May 20, 2021
- 2 min
How to Buy a Used Car
A few years ago, Nathan and I purchased 2 used cars in one year. After driving my car for eleven years, it was time for an upgrade, like...
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Michele Jones
- May 13, 2021
- 2 min
Tips to Save Money Part 4
Wrapping up my 22 Tips to Save Money today...here are the last five! #17: Skip the coffee shop. I know how hard this can be, heck I...
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Michele Jones
- May 10, 2021
- 2 min
Tips to Saving Money Part 3
You will find saving money easier when you have financial goals that you are working towards with the money you save. Whether it is a...
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Michele Jones
- May 6, 2021
- 2 min
Tips to Saving Money Part 2
Continuing on our tips for saving money… #7: Spend extra or unexpected income wisely. Many Americans received the stimulus money during...
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Michele Jones
- May 3, 2021
- 2 min
Tips to Saving Money Part 1
Nathan and I have been living on a budget for over 11 years now, but when Covid hit, we needed to re-evaluate our budget to make sure...
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Michele Jones
- Apr 29, 2021
- 1 min
Tipping Part 3
This is my final post about tipping and I hope you have found it as informative as I have. Remember when you’re planning your budget for...
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Michele Jones
- Apr 26, 2021
- 1 min
Tipping Part 2
I know that many people struggle with the idea of tipping, so I’m going to continue sharing with you the rules of being a good...
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Michele Jones
- Apr 22, 2021
- 1 min
Tipping Part 1
As a Financial Coach, one of the things I teach my clients is how to be generous...but not frivolous with their money. I came across an...
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